Insurance Policies (for a non-cooperative person)
I want to get an insurance policy on my dad. I'm sure he doesn't have one and my family has been asking me to get one on him. He's not sick, they are just worried what would happened if something happened to him.
I just found out that my dad's cousin (my 2nd cousin) passed away this week due to renal failure. (I think I'm still in shock). So as the family tries to decipher his insurance policy, it's a reminder to me that I need to worry about my parents.
is it possible to get an insurance policy on someone with little or no cooperation? I'm about 99.9999% sure that my dad won't take a phyisal exams. What are my options?