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Old 11-04-2009, 11:40 AM   #4
RedCatWaves
 
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Join Date: Mar 2006
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You can get life insurance on a person without that person even knowing about it. The premiums will be higher without a physical exam though. If he's over 65, it might not be worth it to get a policy at all, because the premiums are exorbitant for older folks, with or without a physical.
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