I have finally come to the conclusion that layers are the only way to go for me. Although I soooo wanted to grow out my layers like everyone suggests, I looked awful and my hair was a frizzy mess. I caved in and cut layers (the shortest comes to half-way down my ear) and my hair looks better all the time and I no longer have to use clips. I guess I don't have a very sophisticated look but this is really the only style that seems to work with my hair (other than a really short cut).
Cindy