Caramix, if I'm indoors (and away from natural light) most of the day, I don't have to reapply like that, do I? I apply in the morning, and try to re-apply once later in the day. I wear chemical sunscreens.

Are there any good lotions with physical block? I don't like the idea of mineral makeup. I had a zinc stick but it seemed like it expired awfully fast and it didn't do well with my dry skin.

I still don't like the idea of a 2 in 1 and will avoid it if possible. I anticipate having less time in the morning so I probably won't have the time to do a moisturizer plus a sunsceen lotion and eye cream AND whatever makeup I wear... I also don't have a lot to spend on a moisturizer - Clinique has one that sounds interesting, but $35 a jar is pushing it. The Estee Lauder one I used to use was pretty good, but more than I want to spend.