I believe there are some threads here about what to do about hard water. You might try doing a search on that. I wish I could give you more help. The only other thing I can suggest (after you figure out the hard water problem) is to keep a little journal and do one thing at a time. Use 1 conditioner and 1 creme and report the results. Check the frizz forecast on this website and right it down next to the date. Then the next time you do something to your hair, change something, again write down the frizz forecast and see if the change makes it better or worse.

Try that and post again. I hope you begin to make progress.
2/c-3a Coarse hair med. density.
Highly porous. Color over grey.
I love all the Curl Junkie products. Still experimenting with gels and curl creams. Still hoping for 2nd day hair....
Every day is a gift