I don't think it should be a first date matter for discussion either. It's way too soon. If the relationship is serious, I agree it should be brought up sometime before marriage. There are various reasons why somebody can have poor credit. Many people think that everyone with poor credit is irresponsible and clueless, but that's not the case with everyone. Some are victims of identity theft. And others are responsible, like me, but are/were weak when it came to demands from family members who are clueless about handling money because said family member felt entitled or believed that their offspring "owed" them something after 18 odd years of raising them.
Fine haired, low density, highly porous curly kinky lady
Last relaxer: Not sure. 3/08 or 4/08
Co-wash: Suave Naturals, HEHH, Trader Joe's Tea Tree Tingle, CJ Daily Fix
Leave-In: KCKT, Giovanni Direct Leave-In, CJ Smoothing Lotion
Stylers: ORS Twist and Loc Gel, KCCC, Ecostyler, SheaMoisture Deep Treatment Masque
Deep Conditioner: DevaCurl Heaven In Hair, CJ Deep Fix