LadyV, I don't think you were "weak." It's a tough call when a family member is in trouble and needs money.

On topic: I think it should depend entirely on the circumstances. Clearly, in your case you weren't irresponsible at all.
2/c and some 3A.
Protein sensitive but can use occasionally
Highly porous. Color over grey.
Best 1st day method: Super Soaker
Stylers: Mix Curls in a Bottle into everything for shine. Terrible pj
Sometimes try roller sets - classic glamor but I prefer my curls.
Every day is a gift