Welcome but I am confused, if you are too lazy for products or to spend time on your hair what can we suggest? Why do you think you need to spend hours styling? That most often denotes someone who is working against their natural hair not with it. However I don't think many women have cute hair without investing *some* time on it, mall straighties spend time with the blow fryer and flat iron and putting in extensions, the long hairs invest time patiently detangling, daily oiling or conditioning and on learning pretty protective styles.
Have you tried Spin Pins/ Hair Scroos? You might also switch away from regular hair elastics (even 'no snag' are damaging if used daily) to satin ribbons, scrunchies or suchlike. Thick hair does need to be longer for some styles, if you head over to the Long Hair Community or Untamedtresses forums they can advise on the best up dos and tools for thick armpit length hair. Options that come to mind are half ups or several smaller buns.
It sounds like your current routine may have continued to damage your hair mechanically, you might be best getting a detailed hair analysis to find out your full hair properties (porosity?) and how much needs to be trimmed and/ or going for a specialist curly haircut that can long layer your hair in the right way for curls.
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Stop putting your fingers in your hair except when detangling and they won't get caught, you don't need to run your fingers through your hair that just breaks up wave patterns and makes hair frizzy. Be patient with detangling, fingers or a super wide tooth comb only, work in sections with dripping hair loaded in a slippy conditioner. Many of us don't detangle daily we leave that for next wash day, and don't expect to have tangle free hair at all times. If you have tangles in the morning, look at your nighttime routine, do a pineapple or braids at night, wear a satin bonnet or use a satin pillowcase.
Many of us here follow the Curly Girl method which is basically condition (co-wash), condition (leave in) and then condition (deep) some more, working mostly with soaking wet hair. Don't damage or roughen or frizz up your hair with harsh shampoo, brushes, most combs, cotton pillowcases, terry cotton towels, working with damp hair, touching your hair whilst drying. You would likely do best applying your products (just conditioners or stylers too) section by section so you have good coverage, maybe smoothing them on instead of scrunching.
Not sure what you mean by preferring natural methods: daily washing, commercial conditioners and combing is anything but natural. What products are you using at present? Have you read through the stickies in the Newbies board and on this board?