Reviving this thread, because I was wondering about something. I had nothing but good experiences with Medicare when I was taking care of my father. Now my father-in-law is starting to have mysterious health problems and is seeing a lot of doctors. He has Medicare Advantage through the company he retired from. This is Medicare through a private insurance company (United Healthcare) instead of the regular government Medicare. It has some good things -- it includes prescription insurance and also vision care. But the really big problem is that he is only supposed to go to doctors that are in the plan (like an HMO or PPO). We are having trouble finding specialists that accept this plan. And a lot of doctor's office staff don't seem to understand how it works -- they typically submit the claims to regular Medicare first, and then it gets rejected.

Anyone else had experience with this? Any tips for how to better work the system?

Last edited by SuZen; 07-23-2013 at 06:05 AM. Reason: Typo