Has this happened to anyone here?

I pulled up my bank account this morning and there were fraudulent charges to my account in excess of 600.00; someone lifted my number online is what I think happened.
One of my last transactions was done here (not at curl mart) and one other place I visited. I don't use my debit card too often and all the purchases that were fraudelent against my account were online merchants like match.com (that was the red flag, my husband and I both looked at each other with a pretty funny look), gevalia.com, all of them were "dotcom" places that were charged so I think my number was stolen online, and I still have my debit card so I never lost it.
I'm thinking that I may have a virus on my computer (spyware or something) or something else happened. It's totally possible that my number was stolen via another route.
I just wanted to let you all know this happened in case and to be careful. I don't think it happened here, but being as it was one of the last two places I visited before the fraudulent charges appeared I wanted to send this out to all of you so you are aware and cautious. I have never ever had a problem here, I really enjoy this site and all of the ppl I have met here. I hope nobody gets offended by this post as it is entirely meant to help protect our curly community here.
Hair Type-3b Location: Florida
John 3:16
Poo: Jessicurl HCC, As I Am
Conditioners: Aubrey Organics, KCKT, CJ HBDT, Darcy's Botanicals
Leave In/Styling: KCCC, Darcy's Botanicals, SS
Favorites (HG): KCCC; spiral solutions jelly; darcy's botanicals, FSG
No-No's: castor oil, beeswax, glycerine, silicones
LOVE: aloe vera, agave nectar, shea butter, flax seed gel; good DT's once a week
http://public.fotki.com/discobug71/
password: curly
I pulled up my bank account this morning and there were fraudulent charges to my account in excess of 600.00; someone lifted my number online is what I think happened.
One of my last transactions was done here (not at curl mart) and one other place I visited. I don't use my debit card too often and all the purchases that were fraudelent against my account were online merchants like match.com (that was the red flag, my husband and I both looked at each other with a pretty funny look), gevalia.com, all of them were "dotcom" places that were charged so I think my number was stolen online, and I still have my debit card so I never lost it.
I'm thinking that I may have a virus on my computer (spyware or something) or something else happened. It's totally possible that my number was stolen via another route.
I just wanted to let you all know this happened in case and to be careful. I don't think it happened here, but being as it was one of the last two places I visited before the fraudulent charges appeared I wanted to send this out to all of you so you are aware and cautious. I have never ever had a problem here, I really enjoy this site and all of the ppl I have met here. I hope nobody gets offended by this post as it is entirely meant to help protect our curly community here.
Originally Posted by discobug
OMG! I am so sorry that that happened to you. I had that happen once to me via Paypal. I about flipped out! Whomever stole my info was making direct debits to my personal banking account. I absolutely freaked out. Lucky for me I was able to stop the 2nd transaction through my bank but Lord knows if I wasn't diligent in checking my account I would have been so screwed. I hope that you find the culprits and stop them. Keep us posted please.
Thank you so much, it has been quite stressful!
The weird part is there were two charges via paypal that came out of my checking account (my paypal was linked to my checking account via my debitcard); BUT, I don't really understand how the person used my paypal account or if it was another paypal account with my number added on or what, or if the person got my info off paypal and then inserted another name when the transaction was made....it's all a blur. The weirdest part is that Paypal is supposed to protect you from that, so, why wasn't it stopped when my account number was used with another name?
I am done using paypal and I will not do online transactions any more. I will use the old fashsioned way. I closed out all my paypal stuff, deleted it entirely. The card was canceled out too.
Anyway, it was sort of freaky b/c there were only 2 online places I have visited when I noticed the fraudulent charges. I will probably never find out who it was.

Oh, and one last note, we ran a spyware check after I left this site and spyware showed up (low threat level).
Who do I contact here at nc.com?
Hair Type-3b Location: Florida
John 3:16
Poo: Jessicurl HCC, As I Am
Conditioners: Aubrey Organics, KCKT, CJ HBDT, Darcy's Botanicals
Leave In/Styling: KCCC, Darcy's Botanicals, SS
Favorites (HG): KCCC; spiral solutions jelly; darcy's botanicals, FSG
No-No's: castor oil, beeswax, glycerine, silicones
LOVE: aloe vera, agave nectar, shea butter, flax seed gel; good DT's once a week
http://public.fotki.com/discobug71/
password: curly

Last edited by discobug; 10-29-2008 at 08:15 PM.
Wow. I'm sorry that happened.

I've had low level threat turn up from sites, but that usually dealt with cookies instead of theft.

I'm sure that you could PM Gretchen or Michelle.
Kiva! Microfinance works.

Med/Coarse, porous curly.
I'm really sorry that happened to you. It's my worst nightmare (well, one of them). I bank and pay bills on line, I have my bank account # (not debit card) linked to PayPal and I frequently shop on-line.
My blog - http://suburbanbushbabe.wordpress.com/
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Playing with my hair is a hobby. Fluffy, fine natural 4a. Goal= Healthy, beautiful hair that retains its length.
Hear that crash? It's me falling off the CG wagon.
I have one of those security random code fobs from PayPal. I know nothing is foolproof, but it was only $5.00, and I think it will certainly deter a novice thief. Basically the device is linked to your account- you need to add the random 6-digit code that is generated when you push the button immediately after you enter your password in order to access your account. And, if not using PayPal, NEVER use a debit card online. A credit card is much easier to enter a dispute with...and I ALWAYS create a Shop Safe number to use online-a virtual cc # that is connected to your real cc #, but you set the amount and expiration date limits. Once a number is used, even if there is a balance remaining, only the party that original accepted the funds can be paid with it again. Most cc/banks offer something similar on their credit and sometimes debit cards. And even if it is handled to your satisfaction online, authorities recommend filling out a police report for your records. It's scary business, identity theft...I'm sorry you've had to go through this...
Im sorry to hear about this..But not all spyware scans and checks are effective..What virus/malware/spyware scanner are you using at the moment? Have you tried "Avast"..Its home version is free and pretty effective against Trojans(spyware). Let me know what yorue using right now and ill give you the Avast download link.
I've had it happen to me (before I was on this site though). I never lost my card either and when I had gone to the grocery store to buy groceries for a Christmas dinner, I was declined. I knew I had money and when I investigated it, someone had been making on-line charges as well. In my case, I think my card number was stolen from one of those credit card skimmers that thieves attach to the machines when you make a purchase (they are small most people wouldn't notice them). That's the only way I can think of that someone could have gotten access to my debit card and used it as a cc online. It's no fun, that's for sure.
Mod CG since 9/08
2b/2c Thick Hair
Fotki: http://public.fotki.com/CaliforniaWavy/
pw: wavy
Currently using:
Wash/Co-wash: Suave Naturals Coconut, Giovanni TTT, Elucence MB
Conditioner: Kenra Moisturizing, Generic Biolage Balm
Deep Treatment: Jessicurl WDT or GVP mixed with olive oil
Styling faves: Giovanni DLI, KBB products, Boots, MOP Curl Cream, KCCC, HEBE
Current Color: Salon highlights



Thanks so much guys. Our protection comes with our internet through road runner, it's a good protection service they offer.
I haven't checked the account since Wed. b/c I haven't had a moment to breathe, need to pay a bill tomorrow, scared to look to be honest but I need to check. The girl at the bank is watching it for me so I sort of just had to leave it for a day or two until everything cleared to see the total damage and now I'm just so overwhelmed with it that I don't want to log into my account! I have to tomorrow b/c I have to pay my cell phone bill but no other debit card charges should be on there since we cancelled the cards Wednesday.
What a pain!!
Hair Type-3b Location: Florida
John 3:16
Poo: Jessicurl HCC, As I Am
Conditioners: Aubrey Organics, KCKT, CJ HBDT, Darcy's Botanicals
Leave In/Styling: KCCC, Darcy's Botanicals, SS
Favorites (HG): KCCC; spiral solutions jelly; darcy's botanicals, FSG
No-No's: castor oil, beeswax, glycerine, silicones
LOVE: aloe vera, agave nectar, shea butter, flax seed gel; good DT's once a week
http://public.fotki.com/discobug71/
password: curly
One other thought -- just because your stolen card number was used for online shopping, that doesn't necessarily mean it was stolen online. We had our debit card number stolen while we were traveling, and we're pretty sure it was "grabbed" out of the air when we used our debit card in a restaurant. What can happen is: somebody with a laptop computer, and a particular type of software, can steal numbers being used nearby (if the business doesn't have a particular kind of security)

It's very hard to trace exactly where a number was stolen from, of course. It could have been online shopping, in your case. In our case, it could have been a restaurant employee. But we were in an all-wireless city, and there were loads of people using computers in an outdoor plaza area near the restaurants.

Just a thought.....
One other thought -- just because your stolen card number was used for online shopping, that doesn't necessarily mean it was stolen online. We had our debit card number stolen while we were traveling, and we're pretty sure it was "grabbed" out of the air when we used our debit card in a restaurant. What can happen is: somebody with a laptop computer, and a particular type of software, can steal numbers being used nearby (if the business doesn't have a particular kind of security)

It's very hard to trace exactly where a number was stolen from, of course. It could have been online shopping, in your case. In our case, it could have been a restaurant employee. But we were in an all-wireless city, and there were loads of people using computers in an outdoor plaza area near the restaurants.

Just a thought.....
Originally Posted by wavycurly40+
I was going to say this, also. If the only spyware detected was low level, it's unlikely to be your culprit.

If your browser is IE, I'd consider firefox in addition to a good virus detection prog and firewall.

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KBB milk wash out, Super Silky leave-in
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2C/3A, slightly past BSL.
We had this happen with our debit card. I never use my debit card for online purchases (we have one credit card with a low balance that we use just for that purpose) but I do use it when I'm out shopping or at the gas station.
We got a call one afternoon from our bank because they had noticed several back to back withdrawals within minutes of each other. We both had our debit cards so I'm thinking the info was stolen when I had used it while shopping. I suspect it was at a gas station since that's the one place where the guy actually walked away with my debit card to go swipe it. Of course, I have no way of proving it.
They managed to take $500 dollars out but thankfully, the bank replaced it.

It's very upsetting and frankly, it really p*ssed me off.
3b/c fine, thick, porous, protein sensitive
Modified CG, CJ Rehab, JCWDT, KCKT, VO5 Chamomile Tea Therapy, CJDF, HEBE Gel/Mousse, Bioinfusion Rosemary Mint shampoo, occasional protein

Experimenting with BRHG

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Join Date: Aug 2007
Posts: 1,718
Yes be careful. It happened to my brother and his wife last year. They drained their checking, and then their savings, of more than $5,000 dollars. They had to go through such hell to get their money returned and to get the schmuck prosecuted. He told me to make sure that I use something secure like Paypal and to only buy from places that I can trust and to never give out my #.

I agree, I have firefox as well as PC-cillin Internet security.
http://public.fotki.com/TLGuerrero/

password: curly

3B w/3A underneath

Medium texture
Average porosity

Crazy-picky hair; likes some oils and proteins, but not others, can tolerate some glycerin.

Current products-
Co-wash: Suave/Vo5/TJ Refresh
Rinse out & Leave in: Suave Tropical Coconut/Garnier Triple Nutrition
Gel: Herbal Essences Set Me Up/Aussie Tizz No Frizz
I just saw my statement had a charge to lavalife that I most certainly had nothing to do with. I've never had this happen to me before. Thankfully, it was only for $44.99 and when I called them, they said that it showed up as card that has been flagged because they realized it was used fraudulently.
I just saw my statement had a charge to lavalife that I most certainly had nothing to do with. I've never had this happen to me before. Thankfully, it was only for $44.99 and when I called them, they said that it showed up as card that has been flagged because they realized it was used fraudulently.
Originally Posted by Sairis
Are you saying that with visiting this site, someone stole your credit/debit card number?
Life shrinks or expands according to one's courage. Anais Nin
I am not sure it would have been this site, though this is the first time this has ever happened to me.
I have virus and spyware protection. This was a firewall issue, I'm sure.
First thing tomorrow morning I'll go to my bank and get a new card.
I'm just glad my account didn't get wiped out over this.
I had actually JUST read this article before coming over here to do my daily browsing...

http://www.switched.com/2008/11/03/s...813x1200762413

It doesn't give really any information on how to tell if you've got the Trojan, but maybe with a little digging it'll come up with something.

And I'm so sorry this happened to you! Scary, that's for sure.
cowash: Tresemme Naturals
rinse out: Garnier Triple Nutrition
Leave in: Suave naturals, whichever scent I'm into at the moment
gel: Garnier Fructis or LA Looks

3a-3b - high porosity
Here's a good page to look at it that will let you know if you've got the Trojan.

http://www.bitdefender.com/VIRUS-100...inowal.AU.html

I'm not sure if I'd use the program that's on the page because I'm not familiar with it and can't vouch for it, but at least this gives you something to look for to see if it's even something to be concerned about.

Here's a program to use to remove if you do have the Trojan:

http://www.softpedia.com/get/Antivir...-Cleaner.shtml
cowash: Tresemme Naturals
rinse out: Garnier Triple Nutrition
Leave in: Suave naturals, whichever scent I'm into at the moment
gel: Garnier Fructis or LA Looks

3a-3b - high porosity

Last edited by JillH410; 11-04-2008 at 02:04 AM. Reason: add more info
Jill,
Is the Trojan targeted to Windows operating system?
Life shrinks or expands according to one's courage. Anais Nin
It actually looks like it's targeted to Windows and Mac users. One of the posts I read said that to be completely safe use Linux, but I don't know hardly anyone who uses Linus as an OS. It affects Internet Explorer and Mozilla, so even using a different browser doesn't help. Looks like a pretty nasty Trojan.
cowash: Tresemme Naturals
rinse out: Garnier Triple Nutrition
Leave in: Suave naturals, whichever scent I'm into at the moment
gel: Garnier Fructis or LA Looks

3a-3b - high porosity

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