Identity Theft

Has this ever happened to any of you? Someone has taken all the money out of my checking account, and I think they have also or at least attempted to open a cell phone under my name. How do I go about making sure my credit hasn't gone to sh*t? What if this person has opened major credit cards under my name and is maxing them out at as we speak? I am freaking out about this! How do I go about getting all of these things checked out???
This website looks very useful:
http://www.privacyrights.org/fs/fs17a.htm

This must be so scary! I hope things turn out ok!
Get a copy of your credit report and see what's on there.

Do you know who's doing this? Have you tried to get the money put back in your checking account? If not, you'll need to file a police report.
Quote:
When are women going to face the fact that they donít know their own bodies as well as men who have heard things?

Don Langrick
Bonsai Culturist
Call the 3 credit reporting agencies and tell them what's going on. They can make it so that they have to notify you if someone is trying to get credit in your name and verify with you first to see if it's legit. I have never had this happen to me, I wish I could be of more help
Call the 3 credit reporting agencies and tell them what's going on. They can make it so that they have to notify you if someone is trying to get credit in your name and verify with you first to see if it's legit. I have never had this happen to me, I wish I could be of more help
Originally Posted by internetchick
Yes, but first see what's on there. Once you put the fraud alert on your credit report, you can't get the free credit report on the internet. They'll only do mail order with a copy of your social security card.
Quote:
When are women going to face the fact that they donít know their own bodies as well as men who have heard things?

Don Langrick
Bonsai Culturist
Thanks so much for your advice. I'll let you guys know what's happening as soon as I find out for myself.
Call the 3 credit reporting agencies and tell them what's going on. They can make it so that they have to notify you if someone is trying to get credit in your name and verify with you first to see if it's legit. I have never had this happen to me, I wish I could be of more help
Originally Posted by internetchick
Yes, but first see what's on there. Once you put the fraud alert on your credit report, you can't get the free credit report on the internet. They'll only do mail order with a copy of your social security card.
Originally Posted by mrspoppers
I didn't know that, thanks for telling me.
Someone used my credit card number to buy about $5000 worth of stuff, including plane tickets. The credit card company took that stuff off my credit reports -- I checked.

It was very creepy. I still don't know who stole my number.
I'm in the middle of an investigation for someone wiring $1100 from my account.

Call the credit bureau and they will add a fraud alert to your account, requiring additional information when attempting to open up new accounts

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