Interestingly, both you and RedCatWaves think I might be 50% at fault and you're both from Pennsylvania. I wonder if the laws are somewhat different down there.You might not have a leg to stand on. Something very similar happened to me years ago. I was driving down one of the streets in town. It was winter and dark outside. I saw a car over at the curb with their lights on and running. I figured they were just sitting there. Anyway, just as I was going past the car she pulled out and hit me. My husband (not my husband at the time) was in the car with me and witnessed the whole thing. She apologized, admitted it was her fault -- she was looking at street signs and house numbers, and gave us her name and insurance info. A few days later we hear from my insurance company that she claims she was not at fault (she got home and we think her husband got involved).
I explained that she pulled out just as I was going by. I was asked what part of my car hit hers. I told them the right front. . . this is the clinker in the whole thing. . . because I got hit at the front of my car I was "not driving defensively enough." I was told something to the effect that when someone pulls out and you hit them with the front of your car if you were driving defensively you should have been able to stop in time (which I don't think is always possible). If she had hit the back half of my car, she would have been at fault. Therefore, it was not her fault. My only recourse was to take her to small claims court. I was told it would take longer and cost more and not guarantee a different outcome.
I haven't read thought this whole thread so don't know if anything similar has been said or not. Just thought I would tell my story. Believe me at the time I was mad. . . just like you.