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Old 01-28-2013, 10:44 PM   #1
 
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Default Car got hit, WTH?!

Background. I'm staying at my parents house (was house and dog-sitting, then decided to stay) because my apartment (which is in the basement of my sister's house...completely separated except for a door leading upstairs) is a cess pool of germs and I cannot get sick again. She watches kids during the day and they use the living room in my apartment for them to play in. Sister and BIL and their 2 kids are all sick.

Anywho, my parents driveway is very long, but narrow. My dad had parked my car out on the side of the road when he did the great car shuffle for church yesterday.

Yesterday evening, my dad was cleaning the snow off my car so there would be less for me to clear off in the morning and noticed it looked like it had been hit.

Now, we have sort of a halfway house across the street from us for recovering addicts. I'm sure it's probably not legal, but we've never had a problem with them and the set of guys that are in there now seem like really good guys. But a new guy moved in about a month ago and drives one of the older Ford F series trucks. I would say F-350? It's a solid truck, whatever.

My dad knows the head of the drug house and goes over there. They come back out to investigate and sure enough...you could see his tire tracks in the snow packed road leading right to where my car is parked. This guy had pulled out of his driveway, hit my car and just went on his merry way.

The head of the drug house confronted him and the guy swears he didn't know he hit my car. How can you not notice when you hit something as solid as a car?! My headlights covers are busted, the whole headlight is falling out of the socket because he broke the mounts. He punched a hole in my bumper and hit the bumper hard enough that my Toyota grill popped out. It now sticks out about 4 inches from where it should be.

The guy came over and talked to my dad and swore he'll make it right. He has no money, no job, oh...and did I mention no insurance? I'm pretty sure I dropped my coverage on my insurance down to liability only like a month ago...fabulous.

So now I have to come up with the money to fix my car out of my own pocket because I doubt I'll ever see money from that guy.

The frustrating thing is the week before, he hit our neighbor's maibox! So clearly this guy should not be driving if he hits a mailbox on a straightaway stretch of road AND hits my car on the same stretch of road and doesn't notice he hit a car.

Gah! I'm so frustrated right now! I'm upset at him and me. Why did I drop my comprehensive coverage a month ago? Why did someone who is uninsured have to hit me?

Sorry this is a novel, but I had to vent somewhere.

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No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-28-2013, 11:21 PM   #2
 
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That sucks. I'm sorry.
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Old 01-29-2013, 08:03 AM   #3
 
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Do you not have to have insurance to drive in your state? If he's driving without insurance, that's probably illegal. The half-way house must carry some sort of responsibility for the people who live there. I'd start calling around and find out who is ultimately responsible for this guy and I'd certainly say something if he's driving without insurance. He's hit a mail box, he's hit your car...maybe this guy shouldn't be driving.
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Old 01-29-2013, 08:37 AM   #4
 
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I agree with CGNYC. If he is living in a half way house, someone is in charge there. If he doesn't have insurance then he shouldn't have been allowed to drive. Who's car has he been driving? It's definitely worth checking into. g/l
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Old 01-29-2013, 02:31 PM   #5
 
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Do you not have to have insurance to drive in your state? If he's driving without insurance, that's probably illegal. The half-way house must carry some sort of responsibility for the people who live there. I'd start calling around and find out who is ultimately responsible for this guy and I'd certainly say something if he's driving without insurance. He's hit a mail box, he's hit your car...maybe this guy shouldn't be driving.
You do have to have insurance to drive in our state and the guy told the head of the halfway house he had insurance, then told some sob story about how his wife (ex-wife?) cancelled it. The head of the house said if he finds out he lied, the guy will be kicked out. But then if he's kicked out, I really won't get money from him.

Funny anecdote for this, though.

I was coming home from a chiropractic appt and he and another guy were cleaning the snow off from his car. I drove past them and pulled into the driveway. By the time I got out of my car, they were gone. Like *poof* no back of the truck seen in the distance gone.

And my poor car's headlight won't stay in place. I'm going to have to duct tape it to make it stay until it gets into the body shop. I put it back in before I go driving, but by the time I park, it's hanging out like someone popped an eye out. Poor car.

And I don't know what he could have done because there really isn't that much damage, it's just all connected, but my car isn't driving right. Nothing terrible, but noticeable.

Heffer, this week sucks.
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-29-2013, 03:54 PM   #6
 
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That sucks sorry. I'm guessing you don't have full coverage?
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Old 01-29-2013, 04:25 PM   #7
 
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That sucks. I would be pissed.

I wouldn't give up. You should start with getting an estimate. Meet with the guy and the head of the halfway house. Decide on a payment plan with them and get it in writing. If nothing else, the halfway house should pay then sort it out with their resident. My guess is neither of these parties will want to get the authorities or courts involved given the information above, so they will probably be willing to work it out.

If that doesn't work, honestly I would get a police statement and take him to small claims court. At this point, both the house and the resident are a nuisance in the neighborhood, no need to protect them. Good luck!
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Old 01-29-2013, 04:27 PM   #8
 
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That sucks sorry. I'm guessing you don't have full coverage?
Dropped it last month. LAST MONTH! It had $100 deductible and would have gotten me a rental car while the car was being fixed. But no...I dropped down to just liability last month.

Oh, oh...and my tags expired December 31st. I needed to go get it inspected and was going to do it when I got paid, but there's not a chance in hell it'll pass inspection now. That's my fault because I didn't renew on time, but now I'm driving with expired tags with a car that has a headlight that falls out of the socket whenever I drive. Police magnet much?
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-29-2013, 04:32 PM   #9
 
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That sucks. I would be pissed.

I wouldn't give up. You should start with getting an estimate. Meet with the guy and the head of the halfway house. Decide on a payment plan with them and get it in writing. If nothing else, the halfway house should pay then sort it out with their resident. My guess is neither of these parties will want to get the authorities or courts involved given the information above, so they will probably be willing to work it out.

If that doesn't work, honestly I would get a police statement and take him to small claims court. At this point, both the house and the resident are a nuisance in the neighborhood, no need to protect them. Good luck!
That is an awesome game plan and I'll powwow with my dad about that plan of attack so we can get this ball rollin'. I just have this gut feeling he's going to be in the wind by this weekend and we'll never hear from him again.
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-29-2013, 07:29 PM   #10
 
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Fuzzy kittens! It just keeps getting worse! Now my airbag light turns on when I turn on the ignition. Meaning the airbag has somehow been disabled from the hit. This guy could not have just bumped me and not known he hit something.

Depending on how much damage is done, I might have to eat it and buy a new car. I just freaking paid this one off a year or two ago!
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-29-2013, 07:35 PM   #11
 
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That sucks my car got hit about 2 months ago and to make it worse I was at work (I work at a mall) at like 8 in the morning on a sunday that's 4 hrs before we open and the parking lot was empty so I don't understand how this person hit my car and why they felt the need to park right next to me anyways when sooooooooooooo many better parking spaces were open. I get a call from a lady at barnes and noble asking if I was the one who drives the red honda civic because the cops and mall security were outside because somebody did a hit and run on my car......grrrrrrr There was a lady who the cops said saw and got part of the tag number of the car and she said she didn't want to be involved any further than that. They pulled the parking lot tapes and because of the area I was parked in and how fast the person sped off they didn't get a good read on the car so I'm like crapppp!!! filed the report and it's crazy how much the little damage caused which there was no way I could afford to pay even with insurance. luckily a few weeks later they finally found the lady who hit my car she lived like some hrs away and was gonna try to deny it until she found out she could face charges for fleeing the scene.......anyways got her info and insurance info from the cops and files a complaint and tadaaaaa she got my car fixed yayyy. I'm like really though she didn't have to be a punk there wasn't any way that she didn't know that she hit my car the way my car was scarred up she would have had to back up and pull forward and turn to get her car off of mine she messed up my tire and all. If you gotta leave atleast leave your contact info on my car or with security or something............... ok sorry for adding my rant but it brought up the memories. I hope that things get settled with you and that guy.
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Old 01-29-2013, 07:36 PM   #12
 
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The light is that the airbag is off and not needs to be serviced?

If it's the service one, he hit you hard enough that the air bag may open if you hit something, go over a speed bump, etc.

This is coming from my mechanic. I was in an accident earlier in the month and the cop said I could drive the car as long as nothing was leaking. The dash was saying to service the airbag, but I didn't really think anything of it.

I was telling my mechanic the other day (he was too far after the accident) and he said the cop should have had it towed, wasn't safe to drive it like that.
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Old 01-29-2013, 10:07 PM   #13
 
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The light is that the airbag is off and not needs to be serviced?

If it's the service one, he hit you hard enough that the air bag may open if you hit something, go over a speed bump, etc.

This is coming from my mechanic. I was in an accident earlier in the month and the cop said I could drive the car as long as nothing was leaking. The dash was saying to service the airbag, but I didn't really think anything of it.

I was telling my mechanic the other day (he was too far after the accident) and he said the cop should have had it towed, wasn't safe to drive it like that.
My dad is pretty handy with all this kind of stuff and knowing what's bogus and what's not, so I trust he'll get to the bottom of it. He is free tomorrow and Thursday and is going to take it to a repair shop to get estimates of what it'll cost to fix it (I've got some other damage from when a kid shot a bb gun at my car and it left a small dent and blew a quarter size part of the pain off...it's rusting now. I also have a huge dent toward my rear wheel where my uncle accidentally backed into my car when I was visiting him in CA), and what it'll cost to get it drivable and/or pass inspection.

The airbag light comes on on my dashboard, like the warning light it needs to be serviced or it's been deployed, dunno. But it only does it when I very first start my car. After that it goes away. But I do know it's never lit up before now when I turned on my car.

My dad and I are pretty much planning on my having to get a new car. I got rear-ended by someone years ago and all she did was shift my rear bumper to the side and punch a hole in my license plate. The estimate for that fix was $900. The trade-in value on my car in fair condition (which it's totally not) is about $3500, so spending $2000 or more to fix it seems stupid.

We're going to do our due diligence, but it's not looking good. I don't want to report the halfway house (I call it the drug lord house because the people who stayed there before the head guy now were not sober and we think they were dealing) now is a really great group of guys (except the hit and run one). They have strict rules over there, the head guy makes them abide by the rules or they're toast. So it's kind of a one person ruins a safe, good structured place for everyone else to who is trying to re-integrate into the real world again.

I feel bad because the head guy did his due diligence. Maybe the guy really thought he had insurance, so it wasn't an outright lie. Maybe his wife or ex-wife or whatever she is really did cancel the policy, but then he needs to man up and pay for the repairs. He swears he'll make it right, but I can't see how when he's been in the house for 1 month, hasn't found a job, doesn't have car insurance and doesn't have any money.

This just sucks all around. If I have to get a new car and have a car payment again...I hate having car payments! And my car is a nice car! Yeah, it's 10 years old, but the engine only has 40,000 miles on it because Toyota rebuilt my engine when I first bought it (previous owner didn't take care of it and seized up a piston ring, which required a full-on engine rebuild. They said they don't built crap engines and they would do it for free), so I'm kind of attached to it just because it has so much life left in it.

I know it's weird to be so attached and upset about maybe having to get a new car, but this car is a dream. I know exactly how everything works and how it acts. I know how it feels at what speed, so I rarely look at the speedometer. It has brand new tires and is so solid! It took a rear-end hit by someone going 40 MPH when they hit me and the only damage was the bumper ricocheting and shifting to the right a bit, paint cracks and a hole in the license plate.
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-30-2013, 02:46 PM   #14
 
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The county and the state certify and fund supportive residential (halfway houses). Which state depts and which county agencies will depend on if they are MI or addicts in recovery or what. I'd be all over the the agencies, threating a NIMBY campaign! Make the state pay you!
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Old 01-30-2013, 02:57 PM   #15
 
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Quote:
Originally Posted by CurlyCanadian View Post
The light is that the airbag is off and not needs to be serviced?

If it's the service one, he hit you hard enough that the air bag may open if you hit something, go over a speed bump, etc.

This is coming from my mechanic. I was in an accident earlier in the month and the cop said I could drive the car as long as nothing was leaking. The dash was saying to service the airbag, but I didn't really think anything of it.

I was telling my mechanic the other day (he was too far after the accident) and he said the cop should have had it towed, wasn't safe to drive it like that.
My dad is pretty handy with all this kind of stuff and knowing what's bogus and what's not, so I trust he'll get to the bottom of it. He is free tomorrow and Thursday and is going to take it to a repair shop to get estimates of what it'll cost to fix it (I've got some other damage from when a kid shot a bb gun at my car and it left a small dent and blew a quarter size part of the pain off...it's rusting now. I also have a huge dent toward my rear wheel where my uncle accidentally backed into my car when I was visiting him in CA), and what it'll cost to get it drivable and/or pass inspection.

The airbag light comes on on my dashboard, like the warning light it needs to be serviced or it's been deployed, dunno. But it only does it when I very first start my car. After that it goes away. But I do know it's never lit up before now when I turned on my car.

My dad and I are pretty much planning on my having to get a new car. I got rear-ended by someone years ago and all she did was shift my rear bumper to the side and punch a hole in my license plate. The estimate for that fix was $900. The trade-in value on my car in fair condition (which it's totally not) is about $3500, so spending $2000 or more to fix it seems stupid.

We're going to do our due diligence, but it's not looking good. I don't want to report the halfway house (I call it the drug lord house because the people who stayed there before the head guy now were not sober and we think they were dealing) now is a really great group of guys (except the hit and run one). They have strict rules over there, the head guy makes them abide by the rules or they're toast. So it's kind of a one person ruins a safe, good structured place for everyone else to who is trying to re-integrate into the real world again.

I feel bad because the head guy did his due diligence. Maybe the guy really thought he had insurance, so it wasn't an outright lie. Maybe his wife or ex-wife or whatever she is really did cancel the policy, but then he needs to man up and pay for the repairs. He swears he'll make it right, but I can't see how when he's been in the house for 1 month, hasn't found a job, doesn't have car insurance and doesn't have any money.

This just sucks all around. If I have to get a new car and have a car payment again...I hate having car payments! And my car is a nice car! Yeah, it's 10 years old, but the engine only has 40,000 miles on it because Toyota rebuilt my engine when I first bought it (previous owner didn't take care of it and seized up a piston ring, which required a full-on engine rebuild. They said they don't built crap engines and they would do it for free), so I'm kind of attached to it just because it has so much life left in it.

I know it's weird to be so attached and upset about maybe having to get a new car, but this car is a dream. I know exactly how everything works and how it acts. I know how it feels at what speed, so I rarely look at the speedometer. It has brand new tires and is so solid! It took a rear-end hit by someone going 40 MPH when they hit me and the only damage was the bumper ricocheting and shifting to the right a bit, paint cracks and a hole in the license plate.
Are you sure it's not cheaper to fix it? You're going to have to fix almost any used car(unless it's fairly new and still under manufacture warranty). I'd rather put 2k into fixing it (if it truly will) than buying something and then having to spend that same amount eventually on top of car payments. And it's a toyota with only 40k on it? You're not gonna get that same quality car for that price. Any car you get can always get body damage to it. Are you going to buy a new car every time that happens?

Last edited by Josephine; 01-30-2013 at 03:00 PM.
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Old 01-30-2013, 08:36 PM   #16
 
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Are you sure it's not cheaper to fix it? You're going to have to fix almost any used car(unless it's fairly new and still under manufacture warranty). I'd rather put 2k into fixing it (if it truly will) than buying something and then having to spend that same amount eventually on top of car payments. And it's a toyota with only 40k on it? You're not gonna get that same quality car for that price. Any car you get can always get body damage to it. Are you going to buy a new car every time that happens?
I've only owned 3 cars in 16 years, all used. If they broke down, me and my dad are usually able to buy the parts and fix it for cheap (well, depending on how expensive the part is...but I never had to pay labor like at a repair shop). The only thing we can't really do is alignment, tires or replace the engine. Or body work. I know they break down, need new tires, etc. But my dad agrees that if it's going to cost almost as much as the car is worth, then scrapping it or trading it in or whatever would be the best plan of action. I really want to keep the car, so believe me when I say that buying a new one will be a last resort.

The engine only has 40,000 on it. The actual odometer reads something like 100,000.

The guy who hit me came over and talked to my dad today. He's got a job now and is going to talk to his church leader to see if they can help him get insurance, gas to get to work, food and stuff until he gets paid the first time. So things are looking brighter...kind of.
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-31-2013, 08:05 AM   #17
 
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The guy who hit me came over and talked to my dad today. He's got a job now and is going to talk to his church leader to see if they can help him get insurance, gas to get to work, food and stuff until he gets paid the first time. So things are looking brighter...kind of.
How is his getting insurance after the fact going to help you?
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Old 01-31-2013, 08:15 AM   #18
 
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I for one would not be paying for something I did not do. HELL TO THE NAH. Ain't nobody got time to be paying for something someone else did, and you don't even KNOW HIM like that.


You're so kind.
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Old 01-31-2013, 01:30 PM   #19
 
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The guy who hit me came over and talked to my dad today. He's got a job now and is going to talk to his church leader to see if they can help him get insurance, gas to get to work, food and stuff until he gets paid the first time. So things are looking brighter...kind of.
How is his getting insurance after the fact going to help you?
Nothing has been done by either one of us, like estimates, reports to insurance/police, etc. So his thinking is that he can get insurance, then say he backed into a neighbor's car and it'll be covered by his insurance.

I'm not too sure how I feel about it ethically, but I honestly was thinking about just upping my insurance to full coverage again, waiting a bit and saying someone hit me and didn't leave a note. So...I can't really throw stones.
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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Old 01-31-2013, 01:40 PM   #20
 
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I for one would not be paying for something I did not do. HELL TO THE NAH. Ain't nobody got time to be paying for something someone else did, and you don't even KNOW HIM like that.


You're so kind.
What can I really do? Take his truck which is probably worth $500 and gets 5 gallons to the mile? File a police report and have him thrown back in jail? He doesn't have any assets, so suing him isn't going to do any good.

Me and my dad both feel the same way about the penal system. It doesn't really help many people. Most people come out worse than when they came in.

In the end, I feel like it'd kind of be the same end game. I can eat the money for my car or the repairs if he doesn't come through. Or I could end up still paying if he gets thrown back in jail through my taxes.
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This area is under construction as my hair type changed and nothing works well for me. I shampoo, I condition and pretty much have done nothing but chuck my hair in a messy bun for the past oh...year? Yeah, I'm that lazy.

No...going no-poo or CG does not work for me. It leaves me overconditioned and oily in a second no matter what I use, so that's not what's not working.
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