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Old 02-06-2013, 10:38 AM   #1
 
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Default Question on direct deposit form for child support....

It says "If funds are mistakenly deposited into my account, I authorize the DCSE to recoup the amount from future payments, once I have been notified of the error."

....I don't know whether to check "yes" or "no". Wouldn't they recoup the money regardless of whether you check "yes" or "no"? What's the difference?

Thanks in advance...


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Old 02-06-2013, 01:17 PM   #2
 
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Personally, I would authorize it bc I would not be rightfully entitled to the money. So why would I care how they sought to recoup it, you know?
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Old 02-06-2013, 03:23 PM   #3
 
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I wouldn't trust them to have the authority to take money out of my account even if having to write a check back to them were an inconvenience.
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Old 02-06-2013, 03:27 PM   #4
 
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I guess it would depend on how competent they are, and if there is a chance they would mess something up. my cousin in florida has had an issue with them taken back funds when they werent suppose to. they didnt even have the authority to do so, but did it anyway. another friend in Maryland had similar issues with getting money back.
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Old 02-06-2013, 04:02 PM   #5
 
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Nope. Their mistake, their problem.
If they can't be trusted to not screw up handling people's account, then I would give them as little access as possible. What is not to say they will take more out than they are supposed to. Good luck getting THAT back.

That is not to say you can't give the money back. If they notify you, you can still give it back. I would not let them help themselves to correct their mistake.
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Old 02-06-2013, 05:01 PM   #6
 
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I didn't know what to do so i checked "yes" and sent it in. DAMN DAMN DAMN

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Old 02-06-2013, 09:42 PM   #7
 
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I don't read it as they will take the money from your account. Instead, I understand it as they will reduce any of your future payments by some amount until the State is repaid for the overpayment. I used to work for a support enforcement agency and they would take 10% off of every payment until the repayment happened. It really is the easiest way to do it rather than you write a lump sum check back.
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Old 02-07-2013, 04:15 AM   #8
 
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Quote:
Originally Posted by DarkAngel View Post
I don't read it as they will take the money from your account. Instead, I understand it as they will reduce any of your future payments by some amount until the State is repaid for the overpayment. I used to work for a support enforcement agency and they would take 10% off of every payment until the repayment happened. It really is the easiest way to do it rather than you write a lump sum check back.
What you wrote is how I think they do it if you don't give them permission to take money from your account - and how I think it should be done.
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Old 02-07-2013, 06:09 AM   #9
 
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My former agency never takes it directly from someone's account and only does it the way that I stated.
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Old 02-07-2013, 07:38 AM   #10
 
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I just called and she pretty much explained it the way Darkangel said....(i think) I still don't know why you even have to check anything if they ultimately take it out anyway. I just left it at "yes"; she said i can always call if i notice an odd amount being deposited. I'll just do that.


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Old 02-07-2013, 10:33 AM   #11
 
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Checking that box does not give them authorization to deduct anything from your bank account; it gives them authorization to deduct it from future deposits they are making into your account.

If you had checked no, and they had given you funds that you were not entitled to, they would issue you a bill payable in full immediately. This would come from court and be a court order for you to repay it in full and if you don't, they will garnish your wages.

You did the correct thing imo.
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Old 02-07-2013, 07:36 PM   #12
 
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Ok good; I'm glad i left it as is.


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