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Old 02-26-2009, 08:34 AM   #1
 
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Default Letter I Got From A Creditor Today

Dear Springcurl:

congratulations!

We have just been notified that you have fulfilled your commitment with the Consumer Credit Counseling Service. As of February 17, 2009, your balance is zero. We have closed your account as per your request.

We want to extend to you the opportunity to serve your future shopping needs on a credit basis. Please contact us within 30 days if you wish to reopen your account with us.

Um....
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Old 02-26-2009, 08:49 AM   #2
 
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Planning on doing some major shopping in the next 30 days?
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Old 02-26-2009, 08:58 AM   #3
 
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"We like customers like you! Come back and owe us again!"
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Old 02-26-2009, 09:04 AM   #4
 
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Planning on doing some major shopping in the next 30 days?
LOL. Happily, no. And (happily for me, anyway) this particular creditor is Lane Bryant. Since I've lost 60 pounds, I can't fit their clothes anyway.

Regardless, I have learned that credit cards and Springcurl do not mix.
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Old 02-26-2009, 09:36 AM   #5
 
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I bet they'll miss you!
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Old 02-26-2009, 09:38 AM   #6
 
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How dare you get yourself out of debt!

Congrats on the weight loss. I'm also very bad with credit cards.
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Old 02-26-2009, 01:45 PM   #7
 
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It's a nice feeling to be debt-free. Of course, they won't your business...now you can just smile and go your merry way!
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Old 02-26-2009, 01:49 PM   #8
 
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Regardless, I have learned that credit cards and Springcurl do not mix.
Me too!
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Old 02-26-2009, 11:53 PM   #9
 
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That's awesome you were able to get out of debt!

I too, am with a credit counselor and am patiently counting down the days when I'll have the 4 credit cards paid off. Credit cards and Jill do not mix either.
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Old 02-27-2009, 12:09 AM   #10
 
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That's awesome you were able to get out of debt!

I too, am with a credit counselor and am patiently counting down the days when I'll have the 4 credit cards paid off. Credit cards and Jill do not mix either.
I will have one paid off in June and another paid off in October. Then I'm done. Can't wait!
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Old 02-27-2009, 12:15 AM   #11
 
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That's awesome you were able to get out of debt!

I too, am with a credit counselor and am patiently counting down the days when I'll have the 4 credit cards paid off. Credit cards and Jill do not mix either.
I will have one paid off in June and another paid off in October. Then I'm done. Can't wait!
Such a liberating feeling! I've almost got my Best Buy card paid off (not included in the credit counseling) and I'll be celebrating when I do. I actually just checked all my balances on the cc's that are with the credit counseling and I've paid off a little over $6,000 so far. Just another $4900 to go.
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Old 02-27-2009, 02:35 AM   #12
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Jeez. What is it with women and running up credit card debt?
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Old 02-27-2009, 02:55 AM   #13
 
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Jeez. What is it with women and running up credit card debt?
I racked mine up when I was in college and honestly, couldn't tell ya a darn thing that I bought other than groceries, gas, and booze. I'm sure there were some textbooks and clothes thrown in there, but no idea.
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Old 02-27-2009, 05:43 AM   #14
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Jeez. What is it with women and running up credit card debt?
Maybe because in a lot of families, the woman does most of the shopping?

Actually, I am the one who always pays my balance each month, and my BF is the one who owes on his credit cards. He's more the impulse buyer than I am. It takes all kinds.
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Old 02-27-2009, 08:16 AM   #15
 
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Originally Posted by RichardHead View Post
Jeez. What is it with women and running up credit card debt?
Maybe because in a lot of families, the woman does most of the shopping?

Actually, I am the one who always pays my balance each month, and my BF is the one who owes on his credit cards. He's more the impulse buyer than I am. It takes all kinds.
My sister is the one who is responsible and her husband is the one that forgets to pay the bills or pays them late and gets charged more.

But congratulations to all of us who are working towards being debt-free!
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Old 02-27-2009, 08:26 AM   #16
 
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Awesome.. I hate how they do that though. Everytime I pay off those, and want to close it they come back with some ungodly awesome discount or percent off (Kohl's esp.)... I never use it unless you DON'T have to use the card. LOL...
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