I found this.....


http://credit.about.com/od/consumerc...aviolation.htm

Thanks, Lotsa!

The FTC form was super easy for reporting them.

i don't know you or your brother, but it sounds like he gave them your contact info. to throw the debt collectors off of his scent.

my bil did this to us. he and his wife are notorious for running up emergency room bills and not repaying them, not paying rent and moving out just before they know an eviction notice will be issued, not paying other bills, etc.

we began to get calls almost daily and then mail from attorney's offices almost weekly. it didn't help that we didn't know their whereabouts or contact info.

i had to put my foot down though because we share the same last name, and at the time, i was planning to deliver at the same hospital where they'd created debt. i didn't want some foul-up to occur where their debt would magically appear in our account because they'd been giving out our address and phone number as their own to evade their responsibilities.

you don't need to ask if i chewed them out when we finally saw them next. they actually thought i wasn't being nice to them by not helping them shirk their financial responsibilities. some people just don't have a clue.