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Old 05-22-2013, 09:08 PM   #1
 
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Default CT Insurance Compliance

I am very upset for I live in Ct and this new act was passed that if you lapse even one day in insurance, or switch companies, the DMV gets notified immediately and your car gets automatically deemed unregistered to the police department.

A few months ago, I had to switch from Geico to Progressive so obviously for ONE day I had no INSURANCE until the NEXT day the policy went back on. The other day I go out to my car, my plates were taken, and a warning from the PD stated that if I didn't remove the car, my car would be towed. It turns out, that since back in NOVEMBER I went ONE DAY without insurance, my car was labeled unregistered.

I thought 1) the police officer just done took my plates 2) I think it's ridiculous that over one day all this happens.

Now I have to pay $200 fee, get insurance again, and RE-REGISTER THE CAR. Now mind you, this entire time, I had valid insurance and the car was registered.

**WORD OF ADVICE: DON'T MOVE TO CT. THANKS MALLOY!
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Old 05-22-2013, 09:48 PM   #2
 
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That has been the case in FL for years. I am sorry this happened to you, but if you think about it, you weren't insured even though it was 24 hours. If you had gotten into an accident in that 24 hour timeframe, you would had bigger problems then just having to pay $200, getting insurance again and having to re-register.
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Old 05-22-2013, 11:57 PM   #3
 
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Originally Posted by juanab View Post
That has been the case in FL for years. I am sorry this happened to you, but if you think about it, you weren't insured even though it was 24 hours. If you had gotten into an accident in that 24 hour timeframe, you would had bigger problems then just having to pay $200, getting insurance again and having to re-register.
Thank you, I was very upset earlier, but I have calmed down lol. I do see your point at the same time, I didn't drive the vehicle in the 24 hours though. And honestly, I feel it is stripping of free-will. If I choose to be dumb and do that, then I have to reap the consequences. However, because I simply switched and it's the insurance who take at least a day to make the policy effective. I shouldn't have to pay it all. I wanted to move to FL but I guess I am not now! LOL I am moving to NH, insurance is somewhat optional, depending on past accidents, tickets, etc.
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Old 09-14-2013, 05:09 PM   #4
 
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OMG I know this is old, but I just saw this and similar happened to me this week!!!!! I changed to my husband's car insurance (Geico) after I got married in May. My old insurance was canceled and Geico started on the same day. I got a letter in the mail (luckily my plates weren't taken like yours) saying my registration was suspended because I haven't had insurance!! Which obviously is not the case. I sent in my policy and am hoping that is enough because I do NOT want to pay 200 dollars for not breaking any law.
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Old 09-15-2013, 11:19 AM   #5
 
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Quote:
Originally Posted by SaMmIe10 View Post
OMG I know this is old, but I just saw this and similar happened to me this week!!!!! I changed to my husband's car insurance (Geico) after I got married in May. My old insurance was canceled and Geico started on the same day. I got a letter in the mail (luckily my plates weren't taken like yours) saying my registration was suspended because I haven't had insurance!! Which obviously is not the case. I sent in my policy and am hoping that is enough because I do NOT want to pay 200 dollars for not breaking any law.
Do you live in CT? Bc that happened to me 2 weeks ago! The DMV actually messed up this time and tried to charge me before I even registered my car! Call or email the DMV Commissioner. Also there should be a number for the Insurance Compliance cases, specifically. Very sorry this happened.
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Old 09-15-2013, 06:44 PM   #6
 
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Yeah, I do. I have my whole life and this is the first time this has happened to me.
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