I am so excited. I just saved $450 on some old tax bill that I had no clue about. I am just a little bit closer to finally being debt free and I couldn't be happier. I just had my last class through Financial Peace University last night and I have to say I loved it. Soon I can focus all my savings towards owning my own Bakery. I plan to open in the spring of 2015. I am soo happy.