I've been skipping thru life not putting that much thought into my future. It's not fun to think about being old and dying. One of my dearest friends died in March. It was a massive heart attack. After that I got busy and got a will & a living will done, bought life insurance, planned my cremation, made sure my daughter is on my pension, 401K, insurance, Roth IRA, etc. I've given her copies of everything, including my car title (car is paid off),and instructions. I want to make it as simple for her as possible. I'm not having any kind of a service, so she won't need the funeral dress. I'd like to be able to afford assisted living, if it comes to that, but I can't. My daughter is going to be stuck with me.