LadyV, I don't think you were "weak." It's a tough call when a family member is in trouble and needs money.

On topic: I think it should depend entirely on the circumstances. Clearly, in your case you weren't irresponsible at all.
2/c Coarse hair med. density.
Highly porous. Color over grey.
I love all the Curl Junkie products. Still experimenting with gels and curl creams. Still hoping for 2nd day hair....
Every day is a gift