DH had bad credit when we started dating. He paid cash for everything and had more than $10,000 in his checking account. I had fabulous credit but was broke.

I agree that the circumstances matter. Someone with bad credit because they are irresponsible about paying bills or live beyond their means are different than you, LadyV. :-)
Loose botticelli curls and waves
No silicones/no sulfates since March 2008

Last edited by LoloDSM; 12-27-2012 at 12:38 PM.