It depends. If they have bad credit because they are irresponsible with money, then yes, it could be. I've seen my mom (I love her, but I'm just saying) absolutely ruin my dad's credit, and I've seen this with lots of couples. I have been very careful financially and I wouldn't want anyone to pull me down. Also in the future, bad credit could make a lot of things more difficult, like buying a car etc.
high porosity (from coloring)

Shampoo: Mop Top Gentle Shampoo
Co-wash: Chistophe Robin Lemon Cleansing Cream
RO: CJ strengthening, Kenra moisturizing
LI: Jessicurl Aloeba
DT: CJ rehab, Christophe Robin Prickly Pear Mask
PT: SS protein treatment, Ouidad 12 minute
Stylers: Jessicurl RR, SS Firm Hold Gel
Oils: caudalie, sweet almond