I hate to be the negative Nellie, but it seems like anyone who has trouble saving $1,300 in a year is going to have even more trouble coughing up $200/month in those later months. Direct depositing $50/paycheck into an account I don't have easy access to would be much easier for me...and is actually something I used to do in the past.
When are women going to face the fact that they donít know their own bodies as well as men who have heard things?

Don Langrick
Bonsai Culturist