For a dog, absolutely, for anything smaller than a cat, not generally. It only takes one thing to pay for the insurance 10 times over. Our pit had double hip dysplasia that would have left him lame by 2 years old. The cost of surgery and therapy if we had been in the US would have come to around 10k. You never know what might crop up.

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2C, Medium thickness, Low posity
Recovering from a year of keratin and bleach with CG


Low Poo, Condition, Leave in, Curl cream, Supersoak, Gel, Diffuse on high heat, with minimal lift to encourage waves and reduce frizz, Dry on cool with nozzle down to smooth hair and finish drying,Shine Serum

Weekly gelatin protien treatments.